Important Notice to Applicant(s) for Credit [Section 18[E)(c) Privacy Act 1988]

Notice of disclosure of your credit information to a credit-reporting agency. Privacy Act 1988

Easy-Settle Finance may give information about you to a credit reporting agency, for the following purposes;

• To obtain a consumer credit report about you, and/or
• To allow the credit reporting agency to create or maintain a credit information file containing information about you.

The information is limited to:

• Identity particulars – your name, sex, address (and the previous two addresses) date of birth, name of employer, and driver’s license number.
• Your application for credit or commercial credit – the fact that you have applied for credit and the amount.
• The fact that Easy-Settle Finance is a current credit provider to you.
• Advice that your loan repayments are no longer overdue in respect of any default that has been listed.
• Information that, in the opinion of Easy-Settle Finance you have committed a serious credit infringement *that is, fraudulently or shown an intention not to comply with your credit obligations).
• Dishonoured cheques – cheques drawn by uou for $100 or more which have been dishonored more than once
• That credit provided to you by Easy-Settle Finance has been paid or otherwise discharged.

Period to which this understanding applies

This information may be given before, during or after the provision of credit to you.

Affirmation of Terms

By ticking the box below, you agree to and affirm the following privacy terms and conditions

1. Giving information to a Credit Reporting Agency [Section 18E(8)(c) Privacy Act 1988]

Easy-Settle Finance has informed me that it may give certain personal information about me to a credit reporting agency.

2. Access to Commercial Credit Information [Section 18L(4) Privacy Act 1988]

I / We agree that Easy-Settle Finance may obtain information about me/us from a business, which provides information about the commercial credit worthiness of person for the purpose of assessing my/our application for consumer credit.

3. Access to Consumer Credit Information [Section 18K(1)(b) Privacy Act 1988]

I / We agree that Easy-Settle Finance may obtain a consumer credit report containing information about me from a credit reporting agency for the purpose of assessing my/our application for commercial credit.

4. Exchange of Credit Worthiness Information [Section 18N(9) Privacy Act 1988]

I / We agree that Easy-Settle Finance may exchange information with those credit providers named in this application or named in a consumer credit report issued by a credit reporting agency for the following purposes; to assess an application by me/ us for credit; to notify other credit provider of a default by me/ us; to exchange information with other credit providers as to the status of this loan where I am in default with other credit providers; to assess my/ our credit worthiness.

I / We understand that the information exchanged can include anything about my/ our credit worthiness, credit standing, credit history or credit capacity that credit providers are allowed to exchange under the Privacy Act.

I / We hereby apply to establish credit facilities with Easy-Settle Finance, and agree to abide by the attached terms and conditions. I / We understand that a credit check will be undertaken as part of this application and that I / We have read and understood the acknowledgement and authority regarding the Privacy Protection of Information.

I/We hereby agree Easy-Settle Finance can pass your details presented in your application to a lender they deem appropriate for the application..

I/We hereby agree Easy-Settle Finance can use your details including your email and address to send promotional material to including our e-newsletter.